Michelle Heaphy

Michelle Heaphy

High Net Worth Banking Advisor

As a Private Banking Director and Team Lead, I manage our clients’ credit requirements and oversee the delivery of their day-to-day banking needs. My financial services career began in 1983, including several years in the U.S., and I have worked at Scotiabank since 2006. Before joining Private Banking, I held positions at the Bank within Global Transaction Banking, Global Risk Management and Corporate Banking Canada.

My clients benefit from my 30+ years of diverse industry experience in portfolio management, institutional money market trading, foreign exchange sales, capital markets documentation and cash management. I draw on this extensive experience and financial acumen to create innovative financial solutions for my clients, providing them with customized credit strategies to help grow their wealth.

I lead a high-performing team committed to providing our clients with the highest level of service. I also have a strong network of specialists whom I can call on to help ensure all your financial requirements are met. As part of my commitment to continuous learning, I have completed various industry courses and am currently enrolled in the Certified Financial Planner program.

Learn more.

Connect with Michelle | michelle.heaphy @ scotiawealth.com


Kerri & Michelle return to share transformative insights on the symbiotic relationship between health and wealth. Drawing lessons from the wisdom of your future self, discover why a holistic approach to your well-being is the key to a fulfilled life.